Employers face higher health care costs for next year

Dear Editor:

Yesterday, you reported that employers faced higher care costs for next year and workers will be asked to pay a larger share of the plan. To save money some companies have opted for high deductible plans to make their employers more responsible for their health. This is interesting because at first glance, it can seem like a great deal because employees are paying lower premiums and employers pay less because they require workers to take care more of their own health care costs. However what people don’t realize is: there are plenty of pitfalls in these, including out-of-pocket expenses they cannot afford. As a student my perspective is: that when it comes to health there is no one plan that fits all. High-deductible plans work only for young, relatively healthy people who do not spend a lot on health care. When people with chronic diseases or people who just constantly get sick are faced with paying high out-of-pocket costs for medical bills or simply go without the care they need. One thing that could really make a difference is for the government to help implement the insurance exchanges in all 51 states as soon as possible.

Sincerely,

Telo Pablo